:root {
    --violeta: #4b2a5e;
    --dorado: #d99a00;
    --grafito: #3a3a3a;
    --texto: #2b2b2b;
    --gris-suave: #f4f3f6;
    --linea: #e4e1e8;
  }
  * { box-sizing: border-box; margin: 0; padding: 0; }
  html { scroll-behavior: smooth; }
  body {
    font-family: -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
    color: var(--texto);
    background: #ffffff;
    line-height: 1.7;
    min-height: 100vh;
    display: flex;
    flex-direction: column;
  }

  /* ---------- Encabezado ---------- */
  header {
    background: #fff;
    border-bottom: 1px solid var(--linea);
    position: relative;
  }
  header::after {
    content: "";
    position: absolute;
    left: 0; bottom: -1px;
    width: 100%; height: 3px;
    background: linear-gradient(90deg, var(--violeta) 0%, var(--violeta) 33%, var(--dorado) 33%, var(--dorado) 66%, var(--grafito) 66%, var(--grafito) 100%);
    opacity: .9;
  }
  .barra {
    max-width: 1100px;
    margin: 0 auto;
    padding: 14px 24px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    flex-wrap: wrap;
  }
  .marca { display: flex; align-items: center; gap: 14px; text-decoration: none; color: inherit; }
  .marca .logo { width: 78px; height: 78px; flex: none; }
  .marca .logo img, .marca .logo svg { width: 100%; height: 100%; display: block; }
  .marca-texto { line-height: 1.25; border-left: 1px solid var(--linea); padding-left: 16px; }
  .marca-texto strong {
    display: block;
    font-family: Georgia, "Times New Roman", serif;
    font-size: 1.15rem;
    color: var(--violeta);
    letter-spacing: .01em;
  }
  .marca-texto span { font-size: .78rem; color: #6a6a6a; letter-spacing: .12em; text-transform: uppercase; }

  nav ul { list-style: none; display: flex; gap: 6px; flex-wrap: wrap; }
  nav a {
    display: block;
    padding: 8px 14px;
    text-decoration: none;
    color: var(--grafito);
    font-size: .92rem;
    border-bottom: 2px solid transparent;
    transition: color .2s, border-color .2s;
  }
  nav a:hover { color: var(--violeta); border-color: var(--dorado); }
  nav a.activa { color: var(--violeta); font-weight: 600; border-color: var(--dorado); }

  /* ---------- Contenido ---------- */
  main { flex: 1; position: relative; overflow: hidden; }
  .quien-soy {
    position: relative;
    z-index: 1;
    max-width: 1100px;
    margin: 0 auto;
    padding: 64px 24px 72px;
    display: grid;
    grid-template-columns: minmax(0, 1.5fr) minmax(0, 1fr);
    gap: 64px;
    align-items: start;
  }
  .quien-soy h1 {
    font-family: Georgia, "Times New Roman", serif;
    font-weight: 600;
    font-size: 2.4rem;
    color: var(--violeta);
    line-height: 1.2;
  }
  .quien-soy h1::after {
    content: "";
    display: block;
    width: 56px; height: 3px;
    background: var(--dorado);
    margin: 16px 0 28px;
  }
  .texto p { font-size: 1.05rem; margin-bottom: 20px; color: var(--texto); }
  .texto p:last-of-type { margin-bottom: 32px; }

  .boton-wa {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: var(--violeta);
    color: #fff;
    text-decoration: none;
    padding: 14px 26px;
    border-radius: 4px;
    font-weight: 600;
    font-size: 1rem;
    border-bottom: 3px solid var(--dorado);
    transition: background .2s, transform .2s;
  }
  .boton-wa:hover { background: #3b2049; transform: translateY(-1px); }
  .boton-wa svg { width: 22px; height: 22px; fill: currentColor; }

  /* Marca de agua con el isotipo del logo */
  .marca-agua {
    position: absolute;
    right: -90px;
    bottom: -110px;
    width: clamp(320px, 42vw, 560px);
    height: auto;
    opacity: .06;
    pointer-events: none;
    z-index: 0;
  }

  /* ---------- Foto ---------- */
  .foto { position: sticky; top: 24px; }
  .marco-foto {
    position: relative;
    aspect-ratio: 4 / 5;
    background: var(--gris-suave);
    border: 1px solid var(--linea);
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
    color: #8a8693;
    font-size: .9rem;
  }
  .marco-foto::before {
    content: "";
    position: absolute;
    top: 14px; left: 14px; right: -14px; bottom: -14px;
    border: 2px solid var(--dorado);
    z-index: -1;
  }
  .foto { isolation: isolate; }
  .marco-foto img { width: 100%; height: 100%; object-fit: cover; display: block; }
  .marco-foto .aviso { padding: 24px; }
  .marco-foto .aviso svg { width: 56px; height: 56px; stroke: #b9b5c2; fill: none; stroke-width: 1.5; margin-bottom: 10px; }
  .foto { padding: 0 14px 14px 0; }

  /* ---------- Zócalo ---------- */
  footer {
    background: var(--grafito);
    color: #f2f2f2;
    border-top: 3px solid var(--dorado);
    text-align: center;
    padding: 20px 24px;
    font-size: .82rem;
    letter-spacing: .14em;
    text-transform: uppercase;
  }
  footer .sep { color: var(--dorado); margin: 0 10px; }
  footer .marca-pie { width: 38px; height: 38px; vertical-align: middle; margin-right: 18px; }

  /* ---------- Móvil ---------- */
  @media (max-width: 820px) {
    .quien-soy { grid-template-columns: 1fr; gap: 40px; padding: 40px 20px 56px; }
    .foto { position: static; order: -1; max-width: 300px; margin: 0 auto; width: 100%; }
    .quien-soy h1 { font-size: 2rem; }
    .barra { justify-content: center; }
    nav ul { justify-content: center; }
    footer { letter-spacing: .08em; }
    footer .sep { display: none; }
    footer span.bloque { display: block; margin: 2px 0; }
  }

  /* ---------- Menú desplegable ---------- */
  .barra { position: relative; }
  nav .sub { position: static; }
  nav .sub > button {
    font: inherit; font-size: .92rem; color: var(--grafito);
    background: none; border: 0; border-bottom: 2px solid transparent;
    padding: 8px 14px; cursor: pointer; display: flex; align-items: center; gap: 6px;
    transition: color .2s, border-color .2s;
  }
  nav .sub > button .flecha { width: 9px; height: 9px; transition: transform .2s; }
  nav .sub > button:hover, nav .sub.abierto > button, nav .sub.activo > button { color: var(--violeta); border-color: var(--dorado); }
  nav .sub.activo > button { font-weight: 600; }
  nav .sub.abierto > button .flecha { transform: rotate(180deg); }
  .panel {
    display: none;
    position: absolute; right: 24px; top: calc(100% + 1px);
    width: 580px; max-width: calc(100vw - 32px);
    background: #fff; border: 1px solid var(--linea);
    border-top: 3px solid var(--dorado);
    box-shadow: 0 14px 34px rgba(40, 25, 55, .12);
    padding: 26px 30px 24px; z-index: 20;
    grid-template-columns: 1fr 1fr; gap: 12px 36px;
  }
  nav .sub.abierto .panel { display: grid; }
  @media (hover: hover) and (min-width: 821px) {
    nav .sub:hover .panel { display: grid; }
    nav .sub:hover > button { color: var(--violeta); border-color: var(--dorado); }
    nav .sub:hover > button .flecha { transform: rotate(180deg); }
    nav .sub::after { content: ""; position: absolute; width: 140px; height: 44px; margin-top: 0; }
  }
  .panel h3 {
    font-family: Georgia, "Times New Roman", serif; font-weight: 600;
    font-size: 1.05rem; color: var(--violeta);
    padding-bottom: 8px; margin-bottom: 8px; border-bottom: 1px solid var(--linea);
  }
  .panel ul { display: block; list-style: none; }
  .panel a {
    display: block; padding: 6px 0; font-size: .92rem; color: var(--texto);
    border: 0; border-left: 2px solid transparent; padding-left: 0;
    transition: color .15s, padding-left .15s, border-color .15s;
  }
  .panel a:hover { color: var(--violeta); padding-left: 10px; border-left-color: var(--dorado); }
  .panel a.actual { color: var(--violeta); font-weight: 600; padding-left: 10px; border-left-color: var(--dorado); }

  /* ---------- Página de cada seguro ---------- */
  .seguro {
    position: relative; z-index: 1; max-width: 1100px; margin: 0 auto;
    padding: 56px 24px 72px;
    display: grid; grid-template-columns: 250px minmax(0, 1fr); gap: 64px; align-items: start;
  }
  .lateral h2 {
    font-family: Georgia, "Times New Roman", serif; font-weight: 600; font-size: 1rem;
    color: var(--violeta); margin: 0 0 8px;
  }
  .lateral h2:not(:first-child) { margin-top: 26px; }
  .lateral ul { list-style: none; border-left: 1px solid var(--linea); }
  .lateral a {
    display: block; padding: 5px 0 5px 16px; margin-left: -1px;
    text-decoration: none; color: var(--grafito); font-size: .92rem;
    border-left: 2px solid transparent; transition: color .15s, border-color .15s;
  }
  .lateral a:hover { color: var(--violeta); border-left-color: var(--dorado); }
  .lateral a.actual { color: var(--violeta); font-weight: 600; border-left-color: var(--dorado); }
  .migas { font-size: .8rem; letter-spacing: .1em; text-transform: uppercase; color: #77727f; margin-bottom: 10px; }
  .seguro h1 {
    font-family: Georgia, "Times New Roman", serif; font-weight: 600;
    font-size: 2.3rem; color: var(--violeta); line-height: 1.2;
  }
  .seguro h1::after { content: ""; display: block; width: 56px; height: 3px; background: var(--dorado); margin: 16px 0 26px; }
  .seguro .intro { font-size: 1.1rem; margin-bottom: 30px; }
  .seguro h2 {
    font-family: Georgia, "Times New Roman", serif; font-weight: 600;
    font-size: 1.3rem; color: var(--violeta); margin: 34px 0 12px;
  }
  .seguro ul.lista { list-style: none; }
  .seguro ul.lista li { position: relative; padding: 6px 0 6px 26px; }
  .seguro ul.lista li::before {
    content: ""; position: absolute; left: 2px; top: 17px;
    width: 10px; height: 2px; background: var(--dorado);
  }
  .aviso-cia {
    margin: 34px 0 30px; padding: 16px 20px; background: var(--gris-suave);
    border-left: 3px solid var(--violeta); font-size: .95rem; color: #4a4650;
  }
  .info-util { margin: 32px 0 8px; padding: 22px 24px 20px; background: var(--gris-suave); border: 1px solid var(--linea); border-top: 3px solid var(--dorado); border-radius: 4px; }
  .seguro .info-util h3 { margin: 0 0 8px; font-size: 1.1rem; color: var(--violeta); }
  .info-util p { margin: 0; font-size: 1.02rem; line-height: 1.55; color: var(--texto); }
  .cta { margin-top: 8px; }
  .cta p { margin-bottom: 16px; }


  /* ---------- Retiro: explicado en 3 pasos ---------- */
  .seguro h1.sin-linea::after { display: none; }
  .seguro h1.sin-linea { margin-bottom: 26px; }
  .seguro .titulo-pasos { margin: 4px 0 8px; font-size: 1.5rem; }
  .titulo-pasos span { display: block; margin-top: 4px; font-family: -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-weight: 400; font-size: 1rem; color: var(--dorado); letter-spacing: .04em; }
  .paso { margin-top: 30px; padding: 26px 26px 12px; background: #ffffff; border: 1px solid var(--linea); border-top: 3px solid var(--dorado); border-radius: 4px; }
  .paso-cab { display: flex; align-items: center; gap: 16px; margin-bottom: 18px; }
  .paso-num { flex: none; width: 46px; height: 46px; border-radius: 50%; background: var(--violeta); color: #fff; display: flex; align-items: center; justify-content: center; font-family: Georgia, "Times New Roman", serif; font-size: 1.4rem; font-weight: 600; box-shadow: 0 0 0 3px #fff, 0 0 0 4px var(--dorado); }
  .seguro .paso h2 { margin: 0; font-size: 1.25rem; line-height: 1.35; font-weight: 400; }
  .paso h2 strong { font-weight: 700; }
  .bloque-paso { margin: 0 0 20px; }
  .pill-fila { display: flex; align-items: baseline; flex-wrap: wrap; gap: 10px; margin-bottom: 6px; }
  .seguro .pill { display: inline-block; margin: 0; padding: 4px 16px; border-radius: 999px; background: var(--violeta); color: #fff; font-family: -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: .95rem; font-weight: 600; }
  .seguro .pill.oro { background: var(--dorado); }
  .pill-nota { font-size: .92rem; color: #5a5560; }
  .seguro ul.sublista { list-style: none; margin: 2px 0 4px; }
  .seguro ul.sublista li { position: relative; padding: 3px 0 3px 22px; font-size: .98rem; color: #4a4650; }
  .seguro ul.sublista li::before { content: ""; position: absolute; left: 0; top: 14px; width: 8px; height: 2px; background: var(--dorado); }
  @media (max-width: 820px) { .paso { padding: 20px 18px 8px; } .seguro .paso h2 { font-size: 1.1rem; } }

  @media (max-width: 820px) {
    .barra { gap: 8px; }
    nav .sub { flex-basis: 100%; }
    nav .sub > button { margin: 0 auto; }
    .panel { position: static; width: 100%; max-width: none; grid-template-columns: 1fr; box-shadow: none; margin-top: 8px; padding: 18px 22px; }
    .seguro { grid-template-columns: 1fr; gap: 36px; padding: 36px 20px 56px; }
    .lateral { order: 2; }
    .seguro h1 { font-size: 1.9rem; }
  }

  /* ---------- Redes en el zócalo ---------- */
  footer .redes { margin-top: 14px; display: flex; justify-content: center; gap: 14px; }
  footer .redes a {
    width: 38px; height: 38px; display: flex; align-items: center; justify-content: center;
    color: #f2f2f2; border: 1px solid rgba(255,255,255,.28); border-radius: 50%;
    transition: color .2s, border-color .2s, background .2s;
  }
  footer .redes a:hover { color: var(--dorado); border-color: var(--dorado); background: rgba(255,255,255,.05); }
  footer .redes svg { width: 19px; height: 19px; }

  /* ---------- WhatsApp flotante ---------- */
  .wa-flotante {
    position: fixed; right: 22px; bottom: 22px; z-index: 50;
    width: 60px; height: 60px; border-radius: 50%;
    background: #25d366; color: #fff;
    display: flex; align-items: center; justify-content: center;
    box-shadow: 0 6px 18px rgba(0,0,0,.25);
    transition: transform .2s, box-shadow .2s;
  }
  .wa-flotante:hover { transform: translateY(-3px) scale(1.05); box-shadow: 0 10px 24px rgba(0,0,0,.3); }
  .wa-flotante:focus-visible { outline: 3px solid var(--dorado); outline-offset: 3px; }
  .wa-flotante svg { width: 32px; height: 32px; fill: currentColor; }
  @media (max-width: 820px) { .wa-flotante { right: 16px; bottom: 16px; width: 56px; height: 56px; } }

  /* ---------- Inicio ---------- */
  .portada {
    max-width: 1100px; margin: 0 auto; padding: 72px 24px 88px;
    display: grid; grid-template-columns: minmax(0, 1.05fr) minmax(0, 1fr);
    gap: 56px; align-items: center; min-height: 560px;
  }
  .portada .sobretitulo {
    font-size: .8rem; letter-spacing: .16em; text-transform: uppercase;
    color: #77727f; margin-bottom: 18px;
  }
  .portada h1 {
    font-family: Georgia, "Times New Roman", serif; font-weight: 600;
    font-size: 3rem; line-height: 1.12; color: var(--violeta);
  }
  .portada h1::after { content: ""; display: block; width: 64px; height: 3px; background: var(--dorado); margin: 22px 0 26px; }
  .portada .intro { font-size: 1.15rem; max-width: 34em; margin-bottom: 36px; color: var(--texto); }
  .botones { display: flex; flex-wrap: wrap; gap: 14px; }
  .btn {
    display: inline-flex; align-items: center; gap: 12px;
    padding: 14px 26px; border-radius: 4px; text-decoration: none;
    font-weight: 600; font-size: 1rem; border: 2px solid var(--violeta);
    transition: background .2s, color .2s, transform .2s;
  }
  .btn svg { width: 20px; height: 20px; transition: transform .2s; }
  .btn:hover svg { transform: translateX(4px); }
  .btn-primario { background: var(--violeta); color: #fff; border-bottom: 3px solid var(--dorado); }
  .btn-primario:hover { background: #3b2049; }
  .btn-secundario { background: #fff; color: var(--violeta); }
  .btn-secundario:hover { background: var(--violeta); color: #fff; }
  .btn:focus-visible { outline: 3px solid var(--dorado); outline-offset: 3px; }
  .portada .logo-grande { display: flex; justify-content: center; }
  .portada .logo-grande img { width: 100%; max-width: 520px; height: auto; display: block; }

  /* ---------- Índice de seguros ---------- */
  .indice { max-width: 1100px; margin: 0 auto; padding: 56px 24px 80px; position: relative; z-index: 1; }
  .indice h1 { font-family: Georgia, "Times New Roman", serif; font-weight: 600; font-size: 2.4rem; color: var(--violeta); }
  .indice h1::after { content: ""; display: block; width: 56px; height: 3px; background: var(--dorado); margin: 16px 0 22px; }
  .indice .intro { font-size: 1.1rem; max-width: 40em; margin-bottom: 18px; }
  .indice h2 { font-family: Georgia, "Times New Roman", serif; font-weight: 600; font-size: 1.4rem; color: var(--violeta); margin: 38px 0 16px; }
  .tarjetas { display: grid; grid-template-columns: repeat(auto-fill, minmax(210px, 1fr)); gap: 16px; }
  .tarjeta {
    display: flex; align-items: center; justify-content: space-between; gap: 12px;
    padding: 18px 20px; background: #fff; border: 1px solid var(--linea);
    border-left: 3px solid var(--dorado); border-radius: 3px;
    text-decoration: none; color: var(--texto); font-weight: 500;
    transition: border-color .2s, box-shadow .2s, transform .2s, color .2s;
  }
  .tarjeta svg { width: 18px; height: 18px; flex: none; color: var(--violeta); transition: transform .2s; }
  .tarjeta:hover { border-left-color: var(--violeta); color: var(--violeta); box-shadow: 0 8px 20px rgba(40,25,55,.08); transform: translateY(-2px); }
  .tarjeta:hover svg { transform: translateX(4px); }

  @media (max-width: 820px) {
    .portada { grid-template-columns: 1fr; gap: 40px; padding: 44px 20px 56px; min-height: 0; }
    .portada h1 { font-size: 2.2rem; }
    .portada .logo-grande img { max-width: 340px; }
    .btn { width: 100%; justify-content: space-between; }
  }

  /* ---------- Presentación en Inicio ---------- */
  .presentacion { background: var(--gris-suave); border-top: 1px solid var(--linea); border-bottom: 1px solid var(--linea); position: relative; z-index: 1; }
  .presentacion .interior {
    max-width: 1100px; margin: 0 auto; padding: 72px 24px;
    display: grid; grid-template-columns: 330px minmax(0, 1fr); gap: 72px; align-items: center;
  }
  .foto-inicio { position: relative; isolation: isolate; padding: 0 14px 14px 0; }
  .foto-inicio::before {
    content: ""; position: absolute; top: 14px; left: 14px; right: 0; bottom: 0;
    border: 2px solid var(--dorado); z-index: -1;
  }
  .foto-inicio img { width: 100%; aspect-ratio: 4 / 5; object-fit: cover; object-position: 50% 12%; display: block; background: #fff; }
  .presentacion h2 {
    font-family: Georgia, "Times New Roman", serif; font-weight: 600;
    font-size: 2rem; color: var(--violeta); line-height: 1.2;
  }
  .presentacion h2::after { content: ""; display: block; width: 56px; height: 3px; background: var(--dorado); margin: 16px 0 22px; }
  .presentacion p { font-size: 1.08rem; max-width: 36em; margin-bottom: 14px; }
  .presentacion .firma { font-family: Georgia, "Times New Roman", serif; font-size: 1.15rem; color: var(--violeta); margin: 22px 0 22px; }
  .presentacion .firma span { display: block; font-family: -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: .78rem; letter-spacing: .12em; text-transform: uppercase; color: #77727f; margin-top: 2px; }
  .enlace-flecha {
    display: inline-flex; align-items: center; gap: 10px; color: var(--violeta); font-weight: 600;
    text-decoration: none; border-bottom: 2px solid var(--dorado); padding-bottom: 3px; transition: gap .2s;
  }
  .enlace-flecha svg { width: 18px; height: 18px; }
  .enlace-flecha:hover { gap: 14px; }
  @media (max-width: 820px) {
    .presentacion .interior { grid-template-columns: 1fr; gap: 40px; padding: 48px 20px 56px; }
    .foto-inicio { max-width: 280px; margin: 0 auto; width: 100%; }
    .presentacion h2 { font-size: 1.7rem; }
  }

  /* ---------- Foto de Quién Soy con bordes difuminados ---------- */
  .foto { padding: 0; }
  @media (min-width: 821px) {
    .quien-soy { grid-template-columns: minmax(0, 1.2fr) minmax(0, 1fr); gap: 48px; }
  }
  .marco-foto { border: 0; background: transparent; }
  .marco-foto::before { display: none; }
  .marco-foto img {
    -webkit-mask-image: linear-gradient(to right, transparent 0, #000 7%, #000 93%, transparent 100%),
                        linear-gradient(to bottom, transparent 0, #000 5%, #000 88%, transparent 100%);
    -webkit-mask-composite: source-in;
    mask-image: linear-gradient(to right, transparent 0, #000 7%, #000 93%, transparent 100%),
                linear-gradient(to bottom, transparent 0, #000 5%, #000 88%, transparent 100%);
    mask-composite: intersect;
  }

/* Portada de la página de moto */
.moto-hero{display:grid;grid-template-columns:1fr 1fr;gap:2.5rem;align-items:center;max-width:1100px;margin:0 auto 2.5rem;padding:2.5rem 1.25rem 0;position:relative;z-index:1}
.moto-hero h1{font-size:clamp(2rem,4.5vw,3.2rem);line-height:1.1;margin:0 0 1rem}
.moto-hero p{font-size:1.1rem;line-height:1.6;margin:0 0 1.5rem}
.moto-hero-imagen img{width:100%;height:auto;display:block}
@media (max-width:760px){.moto-hero{grid-template-columns:1fr}}


/* ---------- Página Contacto ---------- */
.contacto { position: relative; z-index: 1; max-width: 1100px; margin: 0 auto; padding: 56px 24px 40px; }
.contacto-cabecera h1 { font-family: Georgia, "Times New Roman", serif; font-weight: 600; font-size: 2.4rem; color: var(--violeta); line-height: 1.2; }
.contacto-cabecera h1::after { content: ""; display: block; width: 56px; height: 3px; background: var(--dorado); margin: 16px 0 22px; }
.contacto-cabecera .intro { font-size: 1.1rem; max-width: 40em; margin-bottom: 36px; }
.contacto-grilla { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1.05fr); gap: 40px; align-items: start; }
.canales { display: flex; flex-direction: column; gap: 14px; }
.canal {
  display: flex; align-items: center; gap: 16px; padding: 18px 20px; background: #fff;
  border: 1px solid var(--linea); border-left: 3px solid var(--dorado); border-radius: 3px;
  text-decoration: none; color: var(--texto); transition: border-color .2s, box-shadow .2s, transform .2s;
}
a.canal:hover { border-left-color: var(--violeta); box-shadow: 0 8px 20px rgba(40,25,55,.08); transform: translateY(-2px); }
a.canal:focus-visible { outline: 3px solid var(--dorado); outline-offset: 3px; }
.canal-icono { width: 44px; height: 44px; flex: none; display: flex; align-items: center; justify-content: center; border-radius: 50%; background: var(--gris-suave); color: var(--violeta); }
.canal-icono svg { width: 22px; height: 22px; }
.canal-principal .canal-icono { background: #25d366; color: #fff; }
.canal-principal .canal-icono svg { fill: currentColor; }
.canal-texto { flex: 1; min-width: 0; line-height: 1.4; }
.canal-texto strong { display: block; font-family: Georgia, "Times New Roman", serif; font-size: 1.05rem; color: var(--violeta); }
.canal-texto span { display: block; font-size: .97rem; overflow-wrap: anywhere; }
.canal-texto small { display: block; margin-top: 2px; font-size: .84rem; color: #77727f; }
.canal-flecha svg { width: 18px; height: 18px; color: var(--violeta); transition: transform .2s; }
a.canal:hover .canal-flecha svg { transform: translateX(4px); }
.canal-pendiente { border-style: dashed; border-left-style: dashed; background: #fcfbfd; }
.canal-pendiente .canal-texto span { color: #7a5200; }

.cotizador.contacto-form { margin: 0; }
.contacto-form .boton-wa { border: 0; border-bottom: 3px solid var(--dorado); }
.contacto-form .boton-wa[aria-disabled="true"] { background: #cfcad6; color: #6a6a6a; border-bottom-color: #bdb7c6; pointer-events: none; cursor: not-allowed; }

.como-seguimos { position: relative; z-index: 1; background: var(--gris-suave); border-top: 1px solid var(--linea); border-bottom: 1px solid var(--linea); margin-top: 32px; }
.como-seguimos .interior { max-width: 1100px; margin: 0 auto; padding: 56px 24px; }
.como-seguimos h2 { font-family: Georgia, "Times New Roman", serif; font-weight: 600; font-size: 1.6rem; color: var(--violeta); margin-bottom: 28px; }
.pasos { list-style: none; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 28px; }
.pasos li { display: flex; gap: 16px; align-items: flex-start; }
.pasos .num { flex: none; width: 38px; height: 38px; border-radius: 50%; border: 2px solid var(--dorado); color: var(--violeta); font-family: Georgia, serif; font-weight: 600; display: flex; align-items: center; justify-content: center; }
.pasos strong { display: block; color: var(--violeta); margin-bottom: 2px; }
.pasos p { font-size: .96rem; color: #4a4650; line-height: 1.55; }

.accesos { position: relative; z-index: 1; max-width: 1100px; margin: 0 auto; padding: 48px 24px 72px; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; }
.acceso {
  position: relative; display: block; padding: 20px 52px 20px 22px; background: #fff; border: 1px solid var(--linea);
  border-left: 3px solid var(--dorado); border-radius: 3px; text-decoration: none; color: var(--texto);
  transition: border-color .2s, box-shadow .2s, transform .2s;
}
.acceso strong { display: block; font-family: Georgia, serif; color: var(--violeta); font-size: 1.05rem; margin-bottom: 4px; }
.acceso span { font-size: .92rem; color: #4a4650; line-height: 1.5; display: block; }
.acceso svg { position: absolute; right: 20px; top: 50%; width: 18px; height: 18px; margin-top: -9px; color: var(--violeta); transition: transform .2s; }
.acceso:hover { border-left-color: var(--violeta); box-shadow: 0 8px 20px rgba(40,25,55,.08); transform: translateY(-2px); }
.acceso:hover svg { transform: translateX(4px); }
.acceso:focus-visible { outline: 3px solid var(--dorado); outline-offset: 3px; }

@media (max-width: 820px) {
  .contacto { padding: 40px 20px 24px; }
  .contacto-cabecera h1 { font-size: 2rem; }
  .contacto-grilla { grid-template-columns: 1fr; gap: 32px; }
  .pasos, .accesos { grid-template-columns: 1fr; }
  .accesos { padding: 36px 20px 56px; }
  .como-seguimos .interior { padding: 44px 20px; }
}
@media (max-width: 520px) { .contacto-form .cot-grid { grid-template-columns: 1fr; } }

/* ---------- Siniestros e Info Útil ---------- */
.siniestros-grilla { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.siniestros .cotizador h2 { font-family: Georgia, "Times New Roman", serif; font-weight: 600; font-size: 1.4rem; color: var(--violeta); margin: 0 0 6px; }
.siniestros .cot-campo.ancho { grid-column: 1 / -1; }
.siniestros .cotizador .cot-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.sin-nota { position: relative; z-index: 1; max-width: 52em; margin-top: 28px; }
.info-sub { font-family: Georgia, "Times New Roman", serif; font-weight: 600; font-size: 1.4rem; color: var(--violeta); margin: 8px 0 18px; }
.info-temas { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; margin-bottom: 44px; }
.tema {
  position: relative; display: block; padding: 20px 48px 20px 22px; background: #fff; text-decoration: none; color: inherit;
  border: 1px solid var(--linea); border-left: 3px solid var(--dorado); border-radius: 4px; transition: box-shadow .2s, transform .2s, border-color .2s;
}
.tema strong { display: block; font-family: Georgia, serif; color: var(--violeta); font-size: 1.05rem; margin-bottom: 4px; }
.tema span { display: block; font-size: .92rem; color: #4a4650; line-height: 1.5; }
.tema em { display: inline-block; margin-top: 10px; font-style: normal; font-size: .75rem; letter-spacing: .08em; text-transform: uppercase; color: #77727f; }
.tema svg { position: absolute; right: 20px; top: 50%; width: 18px; height: 18px; margin-top: -9px; color: var(--violeta); transition: transform .2s; }
a.tema:hover { border-left-color: var(--violeta); box-shadow: 0 8px 20px rgba(40,25,55,.08); transform: translateY(-2px); }
a.tema:hover svg { transform: translateX(4px); }
a.tema:focus-visible { outline: 3px solid var(--dorado); outline-offset: 3px; }
.tema-pendiente { padding-right: 22px; background: var(--gris-suave); }
.info-faq { max-width: 52em; }
.info-faq details { background: #fff; border: 1px solid var(--linea); border-radius: 4px; margin-bottom: 10px; }
.info-faq summary { cursor: pointer; padding: 16px 20px; font-weight: 600; color: var(--grafito); }
.info-faq summary:focus-visible { outline: 3px solid var(--dorado); outline-offset: 2px; }
.info-faq details[open] { border-left: 3px solid var(--violeta); }
.info-faq details p { padding: 0 20px 18px; color: #4a4650; }
@media (max-width: 820px) {
  .siniestros-grilla { grid-template-columns: 1fr; }
  .info-temas { grid-template-columns: 1fr; }
}
@media (max-width: 520px) { .siniestros .cotizador .cot-grid { grid-template-columns: 1fr; } }
.siniestros .cotizador .cot-grid { align-items: end; }
.siniestros .cotizador .cot-acciones { margin-top: 24px; }
.sin-nota a { color: var(--violeta); font-weight: 600; }